People

Director & co-founder | Contact Christian

Christian is director at 3a responsible of taxation issues of the firm. He is one of the founding partners of 3a. He is also responsible for the local government audits and acts as the HR director of the firm. Christian has extensive experience as a consultant to various firms both private and governmental.

He holds a Bachelor's degree in Accountancy from the University of Malta, is a Certified Public Accountant and a member of the Malta Institute of Accountants as well as a member of the Malta Institute of Taxation. Recently, he excelled in a postgraduate Diploma in Taxation of the Malta institute of Taxation by attaining first place. In 2008, Christian was appointed on the Council of the Malta Institute of Taxation, with the opportunity to represent the said Institute at high level meetings in tax matters affecting EU countries held in Brussels. Beside his work, Christian is an enthusiastic model plane builder as well as an avid reader of history and Maltese literature.

Director & co-founder | Contact Clive

Clive is a director responsible for Business advisory and Accounting at 3a. He is also one of the founding partners of the firm. Clive has ample experience having worked at a mid tier accounting firm for over thirteen years. He is specialized in accounting, VAT as well as internal auditing and management accounting. He is responsible for an extensive portfolio of clients and institutions.

He holds a Bachelor's degree in Accountancy from the University of Malta, is a Certified Public Accountant and a member of the Malta Institute of Accountants. Camping, travelling and photography are amongst his main interests.

 Non executive director

Franco currently is a non executive director with 3a Accountants. He has been involved with 3a in the setup of the business model and marketing strategy of the firm. He has built a reputation for a modern outlook in business administration in professional service firms following his research and experience in the industry, supplemented by the successful completion of a postgraduate degree in finance at the University of Leicester. He has been involved in managing professional service firms for 18 years with involvement as a founding partner in a mid-tier accounting firm, where he was responsible for Corporate Strategy, Risk Management, Quality control and Knowledge/People Development.

Franco was also elected member of the Council of the Malta Institute of Accountants in 2007 and also served as a board member on authorities including the Malta Transport Authority, Valletta Harbour Regeneration Corporation PLC, University Sports Complex Ltd and was also the Chairman of the Board of Directors of the National Governing Body of Sport in Malta for 5 years.

Non executive director

Joseph F X Zahra is a founding partner and Managing Director of Market Intelligence Services Co Ltd (MISCO) and Misco International Ltd. He is chairman of Impetus Europe Consulting Co. Ltd., Middlesea Insurance plc, C. Fino & Sons Ltd., Express Trailers Ltd. and  Document Archives Management Ltd. He is also director on Medserv plc; Multi Risk Indemnity Limited; Multi Risk Limited; Multi Risk Benefits Ltd; Combined Maritime Services Ltd; Nemea Bank plc; PowerImage Services Ltd (Cyprus); Promise Professional Services Ltd (Cyprus), Surge Consulting Ltd., and 3a Accountants  Ltd besides others.

Joseph F X Zahra graduated from University of Malta with a First Class Honours Degree in Economics (1976) and a Masters Degree in Economics (1979). He is also a Chartered Marketer, Fellow of the Chartered Institute of Marketing, besides being a member of the Market Research Society (U.K.). 

In the past he has held various public positions amongst which  those of   Board Member of the Central Bank of Malta (1992 – 1996), Chairman of Bank of Valletta plc (1998 – 2004), Chairman of Maltacom plc (2003),  Chairman, National Euro Changeover Committee (2005- 2008), and Chairman of the National Commission for Higher Education (2006- 2008).

Non executive director

Lawrence Zammit is a non executive director of 3a. He is also a co-founder and a director of MISCO. At MISCO Lawrence has developed the market research division of the organisation and has directed a number of local and foreign research assignments. Such research projects included social surveys, consumer surveys, business-to-business research, product testing and pricing research.

He conducts MISCO Training programmes on a regular basis on management and marketing topics, such as leadership, communication, team building, marketing research and marketing communications. His training experience includes both public sector organisations as well as private sector companies, at senior, middle and junior management levels. He also acts as a consultant to a number of business organisations across a range of economic sectors.

Lawrence has held a number of appointments. He was Chairman of Air Malta, the Malta Development Corporation, the Employment and Training Corporation and Malta International Airport plc.  He was also Deputy Chairman of APS Bank and a Director of International Hotels investments plc.

He is currently Chairman of the Board of Directors of Grand Harbour Marina plc and President of the Foundation for Social Welfare Services. He also sits on the Board of Directors of Vilhena Funds Sicav plc, Loqus Holdings plc, P.G. Finance plc, PAVI Supermarkets plc, Heritage Insurance Management (Malta) Ltd, and Impetus Europe Consulting Group Ltd. He is also a member of the European Society of Opinion and Marketing Research.

Managing partner, director & co-founder | Contact Neville

Neville is 3a’s managing partner and director. He has extensive business experience having spent ten years working as an accountant and consultant with a top mid tier accountancy and audit firm. From 2007, Neville together with his partners has set up 3a with the vision of providing fresh, innovative and personal service to businesses both In Malta and abroad. Neville has attained specialisation in corporate administration and recovery, liquidations & reconstructions as well as being the technical partner in relation to International Financial Reporting Standards. He is the firm’s audit partner and is in charge with compliance and quality control issues at 3a. He has ample experience in management consultancy, internal auditing as well as information systems audits.

Neville holds a Bachelor's degree in Accountancy from the University of Malta. He is a Certified Public Accountant with a practising certificate in Auditing and a member of the Malta Institute of Accountants. He recently obtained a postgraduate Diploma in International Financial Reporting from ACCA. He serves as a member of the Accountancy and Small and Medium Size Practices Advisory committees of the Malta Institute of Accountants. Beside his work he is also involved with the Special Rescue Group (SRG) performing land and sea rescue operations as well as playing in the Malta National Squash League.